JBS
जीवन विकास समाज Jeevan Bikas Samaj Kathari-2, Morang, Nepal
Microfinance Program
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Microfinance Program

Jeevan Bikas Laghubitta Bittiya Sanstha Limited is a national-level “D” class financial institution promoted by Jeevan Bikas Samaj (JBS). Through its network of 160 branches, it serves more than 355,000 families, uplifting the living standards of deprived, marginalized, and backward communities.
The institution provides a full range of financial services — loans, savings, insurance, and remittance — while promoting entrepreneurship, financial literacy, and cashless banking. Beyond financial services, JBS integrates social responsibility initiatives such as child education, safe housing, disaster relief, and community sanitation, ensuring that economic empowerment is directly linked to social progress.
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